# Angella Conrard

> Certified Reverse Mortgage Professional (CRMP) & Retirement Mortgage Specialist helping seniors and their families across twelve western and southern states use HECM, Jumbo, and hybrid retirement mortgages as a strategic part of retirement.

Home: https://angellaconrard.com/
Sitemap: https://angellaconrard.com/sitemap.xml
Contact: angella@angellaconrard.com · (949) 439-7030

## Services
- [What is a Reverse Mortgage?](https://angellaconrard.com/reverse-mortgage/): A reverse mortgage is a versatile loan product that lets homeowners 55+ convert home equity into cash without selling the home or taking on a monthly mortgage payment.
- [Reverse Mortgage Loan Calculator](https://angellaconrard.com/reverse-mortgage-loan-calculator/): Estimate your reverse mortgage proceeds — no SSN, no credit pull, no obligation.
- [HECM Loan — The FHA-Insured Reverse Mortgage](https://angellaconrard.com/hecm-loan/): The Home Equity Conversion Mortgage (HECM) is the only reverse mortgage insured by the Federal Housing Administration. Age 62+, primary residence, 2026 lending limit $1,249,125.
- [Jumbo Reverse Mortgages](https://angellaconrard.com/jumbo-reverse-mortgages/): A new option for high-value homes — loan amounts up to $4M, property values to $10M, age 55+. No FHA insurance premiums.
- [HECM for Purchase](https://angellaconrard.com/hecm-for-purchase/): Use a reverse mortgage to buy a new home — typically when downsizing, relocating to be closer to family, or moving to a more accessible single-story residence.
- [Reverse Mortgage Myths & Facts](https://angellaconrard.com/myths-and-facts/): Six of the most common myths about reverse mortgages, and the facts that replace them.
- [Reverse Mortgage FAQs](https://angellaconrard.com/faqs-and-resources/): The eight questions clients ask most often — answered in plain English.

## How we work
- [About Angella Conrard, CRMP](https://angellaconrard.com/about/): Certified Reverse Mortgage Professional & Retirement Mortgage Specialist. 20+ years of advisory experience. Founder of the Orange County–National Age in Place Council.
- [Why Work With a Certified Reverse Mortgage Professional](https://angellaconrard.com/why-work-with-a-crmp/): The CRMP is the highest designation in reverse mortgages — and why it matters.
- [Choosing a Mortgage Loan Originator](https://angellaconrard.com/choosing-a-loan-originator/): What to look for in a reverse mortgage loan originator — and what to walk away from.
- [Who I Help](https://angellaconrard.com/who-i-help/): Reverse mortgages touch the whole family. I work with seniors, adult children, and trusted financial advisors.

## Resources
- [Reverse Mortgage Blog](https://angellaconrard.com/blog/): Field notes from a CRMP — what I'm seeing in real client conversations.
- [The Reverse Mortgage Process](https://angellaconrard.com/the-reverse-mortgage-process/): Every reverse mortgage follows the same FHA-mandated path. Nine steps from awareness to funds disbursed.
- [Retirement Guides](https://angellaconrard.com/retirement-guides/): Written guides you can read at your own pace and share with family.
- [Video Library](https://angellaconrard.com/videos/): 15 short videos covering everything from "What is a reverse mortgage?" to "Reverse mortgages and inflation".
- [Reverse Mortgage FAQs](https://angellaconrard.com/faqs-and-resources/): The eight questions clients ask most often — answered in plain English.