What is a Reverse Mortgage?
The plain-English starting point: what the loan actually is, and what it is not.
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Two to five minutes each, in my own words. Watch the ones that match your question — nothing plays until you press play.
The first four cover the basics. The rest go deeper into eligibility, safeguards, jumbo programs, and the strategy financial advisors ask me about.
The plain-English starting point: what the loan actually is, and what it is not.
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The myths I hear most often in first conversations, and what the rules actually say.
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Age, the home itself, and equity — who qualifies and who does not.
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Real situations from my own clients, not hypotheticals.
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The features that make this loan behave differently from any other mortgage.
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The FHA-required borrower protections, including counselling and the non-recourse rule.
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What triggers repayment, and what it means for your family and your home.
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When a home exceeds the FHA lending limit and a jumbo program fits better.
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The reasons that hold up under scrutiny — and when I tell people not to do it.
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For advisors: the standby line-of-credit hedge against sequence-of-returns risk.
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Why home equity has become the central retirement question for this generation.
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How inflation and rates affect line-of-credit growth over a long retirement.
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A short history of the name, and why it confuses people.
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What the CRMP designation requires, and why it should matter to you.
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That is usually the right moment to talk. Call or text me at (949) 439-7030 — no SSN, no credit pull, no obligation.