HECM (FHA-insured) calculator

HECM (FHA-Insured) Reverse Mortgage Calculator.

Get an instant estimate for an FHA HECM Reverse Mortgage. If you're interested in Jumbo, Proprietary, or Hybrid Retirement Mortgage options, contact Angella for a personalized comparison and estimate based on your unique goals and situation.

Leave at 0 if your home is paid off. Any balance is paid off first from the proceeds.

Required field. No Social Security number. No credit pull. No obligation.

Your estimate appears here

Fill in your home value and age on the left. A reverse mortgage is based on three things: the age of the youngest borrower, what the home is worth, and what you still owe on it.

This calculator does not approve you for a loan and is not an offer to make a loan to you. The estimates are based on the average current interest rate for a Home Equity Conversion Mortgage.

Why the real number needs a conversation

The estimate above uses an assumed interest rate and a standard closing-cost allowance. Your actual figure depends on the expected rate the day your loan is priced, which program fits your goals, and your state's lending rules.

That is a ten-minute phone call, not a form. I respond within one business day, usually the same day — and if a reverse mortgage is not right for your situation, I will tell you that upfront.

Want the personalized number?

A 10-minute phone call beats any online calculator. Free, no SSN, no credit pull.

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