Disclosures & licensing.

A reverse mortgage is a loan. As with any loan, borrowers are responsible for:

• Paying property taxes
• Maintaining homeowner's insurance
• Maintaining the property in reasonable condition

Failure to meet these obligations can result in foreclosure. The loan becomes due and payable when the last borrower passes away, sells the home, permanently relocates (typically 12 months in a care facility), or fails to meet the loan obligations.

This is not an offer to enter into a loan agreement. Reverse mortgage loans are subject to qualification, credit assessment, underwriting, and HUD-approved counseling. Terms, conditions, and fees vary by program and individual borrower.

This licensee is performing acts requiring a real estate and mortgage license. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker # 01821025; Arizona Department of Financial Institutions, Broker # 919209; Colorado Division of Real Estate; Florida Bankers License, MLDB21800; HI Dept of Financial Institutions 135622; Idaho Department of Finance, Broker license # MBL-9475; MI Dept of Insurance and Financial Services FL0023565; NM Financial Institutions Division 135622; Oregon Division of Finance, DFR# ML-4917; PA Dept of Banking and Securities 104755; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622.

Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and the borrower must meet all conditions. The loan is only approved when the lender has issued approval in writing and is subject to the Lender’s conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of AZ, CA, CO, FL, HI, ID, MI, NM, OR, PA, TX & WA.