Retirement Planning
Field notes from a CRMP
Reverse mortgages, plainly explained.
Short, practical posts drawn from real client conversations — what reverse mortgages do, who they fit, who they don't, and the questions worth asking before signing anything.
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Retirement Planning
Retirement Planning
Are you ready to retire? If you think you are ready, ask yourself these seven questions
Illness, job loss, or caretaking responsibilities force many people out of the workforce and into retirement. But some people have the choice but can't…
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Retirement Planning
Ten Tips to Avoid Overpaying for Your Home Insurance
Home Insurance Basics If you have a home, you will likely already have homeowners insurance. However, many people either don’t carry enough coverage or…
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Retirement Planning
USING A REVERSE MORTGAGE TO MAXIMIZE YOUR SOCIAL SECURITY BENEFITS IS SMART THINKING
Can you maximize your social security benefits in order to increase benefits, by using a reverse mortgage? The answer is simple terms is: Yes,…
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Retirement Planning
THE TAX ADVANTAGES OF CONVERTING AN IRA TO A ROTH IRA AND USING A REVERSE MORTGAGE TO PAY YOUR TAX BURDEN
When converting from a traditional IRA to a Roth IRA, you will pay taxes on this amount that year. The amount you convert is…
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Rates, Costs & Rules
Reverse Mortgage Occupancy Requirements Explained
Reverse Mortgage Occupancy Requirements Explained A reverse mortgage is a valuable financial tool for retirees, allowing them to borrow against the equity of their…
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Retirement Planning
Beware of Financial Fraud Scams
If you’ve been the victim of financial fraud, you probably feel embarrassed or ashamed. But the truth is, you’re not alone. It is estimated…
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Rates, Costs & Rules
Home Equity Conversion Mortgage Loan Limit Increases 2022
The Federal Housing Administration (FHA) recently announced that lending limits for home mortgages will be increased from $822,375 to $970,800 starting January 1, 2022.…
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Retirement Planning
Retirement Budget Tip: Save Hundreds of Dollars on Perscription Eye Glasses online
I started wearing reading glasses in my 40s. I couldn’t believe how expensive eyeglasses are. I now have to wear them full-time. The last…
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