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Texas Reverse Mortgages

Angella Conrard, CRMP, is the expert you need for the best reverse mortgage loan options in Texas

If you're considering a Texas reverse mortgage, Angella Conrard, CRMP, has the experience and expertise you need. With over 16 years of experience, Angella holds the highest level of education as a Certified Reverse Mortgage Professional. Angella chose to work with award-winning C2 Financial because of the flexibility and variety of loan options available to Texas retirees.

C2 Financial is headquartered in San Diego, California, and holds an A+ rating by the Better Business Bureau. Additionally, it has been recognized with many industry awards over the years, proving it is an attractive option for Texas reverse mortgages.

Angella has always had a driving passion for helping people – whether through wellness education or assisting seniors in monetizing the equity in their homes to bridge the financial requirements to age at home during retirement.

What is a Reverse Mortgage?

A reverse mortgage is a financial tool that utilizes the equity in one's home for greater financial flexibility without selling the home. Seniors 62 and older with home equity may qualify for a reverse mortgage in Texas without a monthly mortgage payment. There are a variety of payout options. One popular option is to use the funds to pay off your current mortgage and establish a line of credit. Additional options include cash out, tenure (for monthly life payments), monthly term (specific period), or a combination of these.

Specific terms must be honored during the loan period, such as maintaining the home, paying property taxes and insurance, and using it as a primary residence. The loan is "non-recourse," meaning the borrower never pays more than the home's value when it becomes due. Standard Home Equity Conversion Mortgages (HECM) are FHA-insured.

The loan becomes due when a maturity event occurs, such as selling your home or when you pass. Many borrowers or heirs choose to refinance the loan, while others sell it. The sale proceeds are used to pay off the reverse mortgage first, and then the remaining proceeds go to the heirs.

Currently, there are 3838 Texas reverse mortgage borrowers throughout the state. These people have taken advantage of the opportunity to monetize perhaps their most significant lifetime investment to make retirement more comfortable.

About Texas

Texas also called the "Lone Star State," is the second largest state by area (after Alaska) and population (after California). It is in the South Central region of the United States with 268,596 square miles and more than 29.1 million residents. It shared borders with Louisiana, Arkansas, Oklahoma, New Mexico, and Mexico and was the 28th state admitted to the Union in 1845.

Texas became known for cattle before World War 2 and has continued to thrive with cattle as its primary industry. "Cowboy" refers to Texas cattlemen after the US Civil War. It is known for agriculture, petrochemicals, energy, computers, electronics, biomedical sciences, and aerospace.

Major metropolitan areas include Houston as the largest, followed by San Antonio and Dallas-Fort Worth. Austin is also a large city and a popular tourist destination, known for art, technology, and entertainment.

The average median home price in 2022 is 73% of the typical US price at $314,718 (

Contact your Texas Reverse Mortgage Specialist.

If you’re considering a reverse mortgage in Texas, contact Angella. She will help you understand your options and help you navigate the process. Call Angella at (949) 439-7030.

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