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San Clemente Reverse Mortgages

Looking for the best reverse mortgage deals in San Clemente, California? You're in the right place.

Angella Conrard Reverse Mortgages

Angella Conrard

Reverse Mortgage Advisor
NMLS #139966 | DRE #01422602
FL #LO82861 | WA #MLO139966
CO #100522498 | OR #139966
ID #MLO-2080139966 | TX #139966

 (949) 439-7030

 




San Clemente Pier
San Clemente Pier

San Clemente, California Reverse Mortgage Lenders

C2 Financial Corporation is a San Diego, California-based mortgage lender. Today over 100 of their originators are ‘C2 Reverse Mortgage Certified’ to ensure the highest level of professionalism and integrity for borrowers who are seeking to learn more about either proprietary (private) or federally-insured reverse mortgages.

C2 was recognized in 2018 Mortgage Executive Magazine, as the 'Top Mortgage Broker in the Country' and as one of the '50 Best Companies to Work For,' in addition to being featured in the National Mortgage Professional Magazine, and has published several articles in the Scotsman Guide, a key industry publication.

Each of our originators has a team of experienced professionals who are familiar with the specific needs of homeowners in San Clemente, Laguna Niguel, Dana Point, and Newport Beach. We can walk you through the questions you’re certain to have and the process, should you decide to utilize your home’s value to create more cash flow in retirement.

San Clemente Reverse Mortgage Stats

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater San Clemente area.

There are already 2,239 people in or within 10 miles of San Clemente who have a reverse mortgage today. In just the last 12 months 334 homeowners got a federally-insured reverse mortgage loan.

In 2021 the median home value in San Clemente was $1,416,152. The current maximum lending limit for FHA-insured reverse mortgages in 2022 is $970,800 which means most homes in San Clemente and in the surrounding area would see a maximum of $970,800 of their appraised home value considered in a federally-insured reverse mortgage (HECM). The vast majority of eligible borrowers with high-value properties in San Clemente would see considerably more proceeds available in a private jumbo reverse mortgage.

Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

San Clemente Paddle Boarders ~Pixabay
San Clemente Paddle Boarders

About San Clemente, California

San Clemente sits on the southern boundary of Orange County along the Pacific coast. Today nearly 65,000 call the “Spanish Village by the Sea” home. The city’s origins can be traced back to 1925 when Ole Hanson, the former mayor of Seattle Washington and land developer purchased over 2,000 acres. Hanson envisioned the area would become a haven for city-weary Californians attracted to the region’s pleasant climate, ocean views, and fertile soil.

San Clemente not only attracted those tired of big-city life but an American President. In 1969, Richard Nixon purchased the H.H. Cotton estate calling his estate “La Casa Pacficia” which later became known as the “Western White House”.

Among the most prominent landmarks is the 1,200 foot long San Clemente Pier. Other notable attractions include the Casa Romantica Cultural Center, Calafia Beach Park, and the San Clemente Pedestrian Beach Trail.

Contact your San Clemente and south Orange County reverse mortgage lender today.

Angella Conrad and her team at C2 Reverse Mortgage are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage. Call Angella today at (949) 439-7030 to learn more or complete the steps below to get your free quote.

 

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