Reverse Mortgage Blog

Tag: market volatility retirement

The Biggest Financial Risks Retirees Face (and How to Plan for Them)

April 7, 2026

Retirees face key financial risks including market volatility, inflation, and outliving their savings. Understanding these risks and planning strategically can help protect retirement income, preserve assets, and support long-term financial stability.

Record 401(k) Hardship Withdrawals: Why Retirees Should Consider Home Equity Before Draining Retirement Accounts

March 7, 2026

Record numbers of Americans are taking hardship withdrawals from 401(k)s. For retirees, using home equity as a buffer asset may help avoid unnecessary taxes, protect investment portfolios during market downturns, and improve long-term retirement income .

This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.

*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.

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The services referred to herein are not available to persons outside Arizona, California, Colorado, Florida, Idaho, New Mexico, Oregon, Texas, or Washington.

C2 Financial Corporation Branch Address:12230 El Camino Real Suite 100 San Diego, CA 92130

Processing Address: 237 S. La Esperanza, San Clemente, CA 92672

This licensee is performing acts requiring a real estate and mortgage license. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker # 01821025; Arizona Department of Financial Institutions, Broker # 919209; Colorado Division of Real Estate; Florida Bankers License, MLDB21800; Idaho Department of Finance, Broker license # MBL-9475; Oregon Division of Finance, DFR# ML-4917; Texas Department of Savings and Mortgage Lending, NMLS 135622; Washington Office Department of Financial Institutions, DFI# MB-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and the borrower must meet all conditions. The loan is only approved when the lender has issued approval in writing and is subject to the Lender’s conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of CA, AZ, CO, FL, ID, OR, NM, TX, and WA.

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV

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Tag: market volatility retirement

The Biggest Financial Risks Retirees Face (and How to Plan for Them)

Record 401(k) Hardship Withdrawals: Why Retirees Should Consider Home Equity Before Draining Retirement Accounts

CRMP Equal Housing Lender Equal Housing Opportunity National Reverse Mortgage Lenders Association NMLS Consumer Access Top Reverse Producer

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